Service Charges

Note: Following are subject to change from time to time as per R.B.I/Bank’s Policies.
Schedule of bank service charges ( including service tax )
W.E.F. 01-07-2007

1. Collection of outstation cheques (Excluding our outstation cheques): OBC

Upto Rs. 1000/-	Per cheque	Rs. 17.00
Rs. 1001/- to Rs. 5,000/-	Per cheque	Rs. 27.00
Rs. 5,001/- to Rs.10,000/-	Per cheque	Rs. 38.00
Rs.10,001/- to Rs 1 lac	Per Rs.1000	@ 4.50
	Maximum	Rs. 100/-
Rs. 1,00,001 & above	Per instrument	Rs. 150/-

There will be no charges for any instruments received in Transfer drawn on our Local Branches (upto Mumbai Clearing Zone).

2. Collection of Bills: IBC

Upto Rs.1000/-	Per Bill	Rs. 27.00
Rs.1001/- to Rs.5000/-	Per Bill	42.00
Rs.5001/- to Rs.10000/-	Per bill	76.00
Rs.10001/- to Rs.1 lac	Per Rs.1000	@ 5.00
	Minimum	80.00
Above Rs.1 lac to Rs.10 lac	Per Rs.1000	@ 3.50
	Minimum	525.00
Above Rs.10 lacs	Per Rs.1000	@ 3.00
	Minimum	3750.00
	Maximum	4000.00

3. Collection of cheques in National Clearing

Same as applicable to collection of outstation cheque

4. Remittance (DD/TT/MT) for KOKAN BANK / IDBI BANK / ICICI BANK

Upto Rs.1000/-	Per remittance	20.00
Rs.1001/- to Rs.5000/-	Per remittance	25.00
Rs.5001/- to Rs.10000/-	Per remittance	30.00
Rs.10001/- to Rs 1 lac	Per Rs.1000	@ 2.50
	Minimum	35.00
Above Rs.1 lac to Rs.10 lac	Per Rs.1000	@ 2.25
	Minimum	300.00
Above Rs.10 lacs	Per Rs.1000	@ 2.00
	Minimum	2500.00
	Maximum	3500.00
(free for SB/ CD/CC A/cs With average credit balance of Rs.10 lacs & above p.a. with maximum 10 remittances per month or 50 remittance p.a.)
Remittances against tender of CASH	Upto Rs.1000/-	Normal charges
	Above Rs.1000/-	Normal charges + 50% of normal charges.

5. Issue of Bankers cheque / Pay order / Pay slip

Upto Rs.1000/-	Per instrument	12.00
Rs.1001/- to Rs.5000/-	Per instrument	22.00
Rs.5001/- to Rs.10000/-	Per instrument	25.00
Rs.10001/- to Rs 1 lac	Per Rs.1000	@ 2.00
	Minimum	30.00
Above Rs.1 lac to Rs.10 lac	Per Rs.1000	@ 0.75
	Minimum	225.00
Above Rs.10 lacs	Per Rs.1000	@ 0.80
	Minimum	850.00
	Maximum	3500.00
(free for SB/ CD/CC A/cs With average credit balance of Rs.10 lacs & above p.a. with maximum 10 remittances per month or 50 remittance p.a.)
Pay Order / Pay Slip against tender of cash	Upto Rs.1000/-	Normal charges
	Above Rs.1000/-	Normal charges + 50% of normal charges.

Note: No Commission on Pay Order issue

6. Cash Counting Charges

Sr. No.	Particulars (Bulk cash deposits made in)	Revised Charges
1	Savings Bank account
	a) Upto Rs 2.00 lacs per day	Nil
	b) Above Rs 2.00 lacs per day	0.10% + applicable
2	Overdraft & Cash Credit accounts	0.10% + applicable
	Any amount of cash deposited in the account	NO
3	Current account
	a) Charges to be levied for cash deposits during the month upto 10 times of average monthly balance maintained during previous month	--
	b) Charges to be levied for cash deposits during the month above 10 times of average monthly balance maintained during previous month	0.10% + applicable GST

7. Issue of cheque books

MICR/Non-MICR– per cheque leaf	Current	3.00
	Golden Customer	1.00
	Savings (60 cheque free in a year for Savings Bank A/cs)	1.50

8. Draft Arrangement / Purchased from Other Banks

Upto Rs.1000/-	Per instrument	9.00
Rs.1001/- to Rs.5000/-	Per instrument	12.00
Rs.5001/- to Rs.10000/-	Per instrument	14.00
Rs.10001/- to Rs 1 lac	Per Rs.1000	@ 1.25
	Minimum	20.00
Above Rs.1 lac to Rs.10 lac	Per Rs.1000	@ 1.00
	Minimum	150.00
Above Rs.10 lacs	Per Rs.1000	@ 0.80
	Minimum	1100.00
	Maximum	2500.00
The above charges

9. Guarantees

* For calculation see below.

Fully Secured	Rs. 200 + 1% p.a. on amount of guarantee
Partly Secured	Rs.200 + 2% p.a. on amount of guarantee
Obtain through UBI or other Banks	Rs.200/- + 1% of Bank Guarantee + UBI Commission�+ Rs.400 + Stamp Paper of Counter Indemnity

Guarantee Commission

a) In case of 100% secured guarantee we charge 1% commission as follows:

Amount of guarantee x 1% x period of guarantee (month) / 1200

b) In case of unsecured guarantee we charge 2% commission as follows: Amount of guarantee x 2% x period of guarantee (month) / 1200

Note: In case we are issuing Bank Guarantee through Nationalised Bank, then our commission + commission charged by Nationalised Banks would be taken.