Renovating existing house
Housing mortgage loan upto rs. 5.00 lacs for renovating existing house at metros and rs. 2.00 lacs at rural area.

Eligibility
1. For salaried persons :
Employees of reputed and financially sound organisation.
minimum take home salary of INR. 15000/- pm and confirmed service for atleast one year.
2. For businessmen & professionals :
Business should have establishment of minimum of three years.
3. Surety Of :
Spouse/Parents Of the applicant can be taken if required.

Income Proof:
For salaried :
Salary slips of past 3 months, form 16, 26 as and income tax returns of past 3 years.
for businessmen :
Income tax returns, profit and loss account and balance sheet of past 3 years.

Repayment
Maximum 84 months or till the retirement age if salaried. however tenure of 120 months can be considered in deserving cases.

* No pre-payment penalty.
* Rate of interest is applicable from time to time.
* Service charges are applicable from time to time.
* Margin is applicable from time to time.