| Sr. No | PARTICULARS | APPLICABLE CHARGES | |||||
| EXCLUDING GST | |||||||
| W.E.F 01.06.2021 | |||||||
| 10 | OTHER MISCELLENOUS SERVICES : | ||||||
| ISSUE OF: | |||||||
| i | DUPLICATE PASS BOOK/STATEMENT | WITH LATEST BALANCE | 20 | ||||
| FOR PREVIOUS ENTRIES | 30 | ||||||
| PER LEDGER PAGE | |||||||
| (40 ENTRIES) | |||||||
| ii | BALANCE CERTIFICATE | PER CERTIFICATE | 50 | ||||
| iii | NO DUES CERTIFICATE ( Non-Existing Borrower) | PER CERTIFICATE | 50 | ||||
| iv | INTEREST CERTIFICATE | PER CERTIFICATE | 50 | ||||
| v | DUPLICATE DEPOSIT RECEIPT | NOTORISED INDEMNITY BOND | 100 | ||||
| vi | DUPLICATE SHARE CERTIFICATE | NOTORISED STAMP PAPER | 100 | ||||
| vii | DUPLICATE DD/PO | PER INSTUMENT | 50 | ||||
| viii | REVALIDATION OF DD/PO | PER INSTUMENT | 25 | ||||
| ix | CANCELLATION OF DD/PO | PER INSTUMENT | 40 | ||||
| x | COPY OF CHEQUE | PER INSTUMENT | 50 | ||||
| xi | SOLVENCY CERTIFICATE : | ||||||
| Upto Rs. 100000/- | PER CERTIFICATE | 500 | |||||
| Above Rs.1.00 Lac to 5.00 Lacs | PER CERTIFICATE | 1,250 | |||||
| Above Rs.5.00 Lac to 10.00 Lacs | PER CERTIFICATE | 2,500 | |||||
| Above Rs.10.00 Lac to 25.00 Lacs | PER CERTIFICATE | 3,000 | |||||
| Above Rs.25.00 Lac to 50.00 Lacs | PER CERTIFICATE | 6,000 | |||||
| Above Rs.50.00 Lac to 1.00 Crore | PER CERTIFICATE | 12,500 | |||||
| Above Rs. 1.00 Crore upto 5 crores | PER CERTIFICATE | 20,000 | |||||
| Above Rs. 5 Crores | PER CERTIFICATE | 25,000 | |||||
| 11 | STOP PAYMENT CHARGES | PER INSTRUMENT | 100 | ||||
| 12 | SIGN. VERIFICATION/PHOTO ATTESTATION | PER INSTRUMENT | 50 | ||||
| 13 | CHANGE OF AUTHORISED SIGNATORY INCLUDING RECONSTRUCTION |
100 | |||||
| 14 | OPERATION THROUGH POWER OF ATTORNEY | PER REQUEST | 100 | ||||
| 15 | ADDITION /DELETION OF NAMES | ||||||
| In Joint A/c, Nomination Charges | PER REQUEST | nil | |||||
| 16 | OLD RECORD ENQUIRY | ||||||
| a) Above 3 months Upto 12 months | 150 | ||||||
| b) Above 12 mths. upto 5 yrs. (Subject to availability) | 300 | ||||||
| 17 | CLOSURE OF ACCOUNTS | Within/After 6 Months | |||||
| Easy Saving | 75 - 50 | ||||||
| Saving Bank Deposit account | 125 - 100 | ||||||
| Current Bank Deposit account | 300 - 200 | ||||||
| 20 | COMMISSION AGAINST PAYMENT | 0.18% of amount per day | |||||
| basis Minimum Rs.25 per day | |||||||
| 21 | DRAFT PURCHASED | 0.20% of amount per day | |||||
| With minimum of Rs 25 per day | |||||||
| 22 | NEFT/ RTGS- O/W CHARGES | ||||||
| Upto Rs.10,000/- | 3 | ||||||
| Above Rs.10,000/- to Rs.1.00 Lac | 6 | ||||||
| Above Rs. 1.00 Lac to Rs.2.00 Lacs | 17 | ||||||
| Above Rs.2.00 lacs TO 5.00 Lacs | 28 | ||||||
| Above Rs. 5.00 Lacs | 57 | ||||||
| 23 | ATM-CARD | ||||||
| Reissue ATM Card | 200 | ||||||
| Duplicate Pin Charges | 100 | ||||||
| ISSUE OF CHEQUE BOOK : | |||||||
| SAVING BANK DEPOSIT ACCOUNT | 20 CHQ LEAF FREE DURING FINANCIAL YEAR | - | |||||
| RS 2.00 PER CHQ LEAF THEREAFTER | 20 | ||||||
| CURRENT BANK DEPOSIT ACCOUNT | RS 2.00 PER CHQ LEAF THEREAFTER | 50 | |||||
| 24 | LOAN | ||||||
| a | CIBIL | Individual | Rs. 100 (INCLUDING) GST | ||||
| Commercial | Rs. 1100/- (Including GST) | ||||||
| (Proprietorship Firm/Partnership Firm/LLP/Ltd Co./Trust etc.) | |||||||
| b | Charge with ROC (Registrar of Company) |
Rs. 7,500/- (including GST) | |||||
| c | SEARCH REPORT | Rs. 3,000/- | |||||
| d | LSR - Legal Srutiny Report | 4500 | |||||
| e | SMS Charges | Rs.25/- half yearly (excluding NRE Savings & Deposits) | |||||
| f | Advocate charges for preparing Mortage Papers | Rs.1,500/- | |||||
| g | Processing fees for loan application | upto Rs.1.00 Crore | 0.50% (Maximum Rs.10,000/- + GST) | ||||
| Rs.1.00 Crore to Rs.2.00 Crore | 0.50% (Maximum Rs.20,000/- + GST) | ||||||
| Rs.2.00 Crore to Rs.3.00 Crore | 0.50% (Maximum Rs.30,000/- + GST) | ||||||
| Rs.3.00 Crores upto Rs.4.00 Crore | 0.50% (Maximum Rs.40,000/- + GST) | ||||||
| h | Processing fees Renewal of CC/OD | upto Rs.1.00 Crore | 0.25% (Maximum Rs.5,000/- + GST) | ||||
| Rs.1.00 Crore to Rs.2.00 Crore | 0.25% (Maximum Rs.10,000/- + GST) | ||||||
| Rs.2.00 Crore to Rs.3.00 Crore | 0.25% (Maximum Rs.15,000/- + GST) | ||||||
| Rs.3.00 Crores upto Rs.4.00 Crore | 0.25% (Maximum Rs.20,000/- + GST) | ||||||
| i | Commission | Per Rs.100/- | 0.50% + GST | ||||
| j | Valuation charges of immovable properties | Upto Rs.50 Lakh | Rs.2000/- + GST as applicable | ||||
| Above Rs.50 Lakh upto Rs.1 Crore | Rs.3000/- + GST as applicable | ||||||
| Above Rs.1 Crore upto Rs.2 Crore | Rs.4000/- + GST as applicable | ||||||
| Above Rs.2 Crore upto Rs.4 Crore | Rs.5000/- + GST as applicable | ||||||
| Above Rs.4 Crore | Rs.6000/- + GST as applicable | ||||||
| k | GOLD VALUATION | Rs.2/- per thousand Subject to a minimum of Rs.100/- | |||||
| l | Special Request | Upto Rs.50.00 Lakhs | Rs.2,000/- + GST | ||||
| Above Rs.50.00 Lakhs | Rs.5,000/- + GST | ||||||
| (a. Change of security/Surety | |||||||
| b. Partial withdrawal of Security | |||||||
| c. Change in any terms & condition of sanction remarks) | |||||||
| 25 | Non-compliance of documentation post disbursement | Loan amount upto Rs.50.00 Lakh | Rs.500/- p.m. (till the completion of compliance) | ||||
| Loan amount above Rs.50.00 Lakh | Rs.2,000/-p.m.(till the completion of compliance) | ||||||
| 26 | BANK GUARANTEES | ||||||
| a | Fully Secured | 1) Fully secured by 100% FDR | Rs.300 + 0.5% p.a. On amt of Guarantee | ||||
| 2) Secured by 25% Non interest bearing FDR of BG amounting and rest secured by mortgage | Rs.300 + 0.5% p.a. On amt of Guarantee | ||||||
| 3) Secured by less than 25% Non interest bearing FDR of BG amounting and rest secured by mortgage | Rs.300 + 2% p.a. On amt of Guarantee | ||||||
| b | Partly Secured | 40% Non Interest bearing FDR and rest is unsecured | Rs.300 + 2% p.a. On amt of Guarantee | ||||
| c | Obtain through UBI or other banks | Rs.300 + 0.5% of Bk.G'tee + the other bank commission | |||||
| UBI Commission+Stamp | |||||||
| paper of Counter indemnity | |||||||
| CALCULATION ON ABOVE ( SEE BELOW) | |||||||
| a) In Case of 100% Secured Guarantee we charge | |||||||
| Commission as follows : | |||||||
| Amount of Guarantee x 0.5% x period of Guarantee (no of quarters / 400 ) | |||||||
| b) In Case of 100% Un-Secured G'tee we charge | Commission as follows : | Amount of Guarantee x 2% x period of Guarantee (no of quarters / 400 | NOTE : | In Case we are issuing Bank Guarantee through Nationalised Bank, then Our Commission + Comm.Interest on FDR will be as given by the Nationalised bank | 27 | INVOKING OF BANK GUARANTEE | PER BANK GUARANTEE | 1000 | In case of invoking BG, the amount should be adjusted from the FDR. Balance should be recovered from CA/CC/OD account as the case may be. If still balance remains, issue notice to the party and park the amount under invoked BG a/c by charging interest @ 18% pa. Interest on FDR will be given as given by the nationalized bank | 28 | Commitment Charges | Commitment charges (point no 27(i) to be charged at 1% p.a + GST at the end of every quarter (March, June, Sept and Dec) | 1% | Leving of commitment charges at 1% p.a + GST for under utilisation of limits in respect of all the borrowers enjoying credit facility (excluding facility scanctiioned against FD/NSC) of Rs. 1 cr and above is mandatory to be collected on quarterly basis, if the quarterly average utilization of the credit limit is less than 50% of the scantioned limit) | NOTE : | 1 | Charges are exclusive of GST. | 2 | Presently Applicable GST is @18% |
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